Mortgaged property loans services in TechcomBank

Techcombank customer search with mortgage assets services in real estate, serving the needs of consumer loans increasingly diverse customers. In the psychology of consumer loans, pay the fee daily as: payment of tuition, living expenses, electricity, water, marriage, ... Techcombank launched service pack mortgage lenders with huge incentives.

The gains from mortgage lenders

• Lending support level depends on the secured assets with higher lending limit.
• Simple loan procedure, have support staff to do the procedure.
• The method of payment of the debt.

Characteristics of mortgaged property

-Type of money lending capital: VND.
-Interest loans under the Bank's rules apply to each period.
-The interest rate calculated based on actual debt balance.
-Maximum mortgage loans limit not to exceed 70% mortgage refinancing can be up to 1 billion.
-Unmatched duration up to 84 months (7 years).
-Collateral is real estate owned by the loan or the guarantee by a third party.

Conditions for mortgage loans

-Purpose loans to pay tuition, living expenses, travel, wedding, examination; other consumer ...
-The age of the borrower or guarantor from 18 to 60 years old.
-The customer must have the collateral is real estate or are guaranteed by the owner of the mortgage property.
-The client does not have the bad debt at banks.

Procedure of real estate mortgage loans:

-Consumer loan application according to the form of Techcombank.
-Household, the ID CARD of the client.
-Proven record of repayment ability of clients (labour contracts, payroll, etc.)
-Collateral records (certificates of mortgaged property use, ...)
-Use records of loans (consumer loans, ...)

Other mortgage loan services, customers can consult the website or contact directly with consultants for assistance.

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